LIVE EDUCATIONAL RETIREMENT WEBINAR
Retirement Ready? 7 Decisions You Need to Make Before and During Retirement
You’ve spent years saving. Now learn how retirement really works.
Retirement isn’t one decision; it’s a series of decisions. From Social Security and taxes to Medicare, withdrawals, investment risk and beneficiaries, the choices you make before and during retirement can affect the years ahead.
Join A&M Financial Group for a practical educational webinar designed to help you understand how these decisions fit together, in plain English and without sales pressure.
No jargon. No sales pitch. Just practical guidance for the decisions ahead.
Event Details:
Thursday, September 24, 2026
6:30-7:15 PM Eastern
Live Online Webinar
Approximately 45 minutes
Reserve Your Seat
Complete the short form below to receive your webinar access information and event reminders.
By registering, you agree to receive communications related to this event from A&M Financial Group.
What You'll Learn
See how the pieces fit together. Retirement brings a series of connected decisions. This webinar will help you better understand:
Creating Retirement Income
See how the pieces fit together. Retirement brings a series of connected decisions. This webinar will help you better understand:
Social Security Decisions
Questions to consider when deciding when to claim Social Security, including how timing and continued work may affect the decision.
Taxes in Retirement
How withdrawals, Roth conversions, Social Security and other income sources may affect your tax picture and Medicare premiums.
Planning for Change
How investment risk, changing expenses, healthcare needs and beneficiary decisions can affect a retirement plan over time.
7 DECISIONS THAT CAN SHAPE YOUR RETIREMENT
Most people spend decades saving for retirement. Fewer have a clear framework for the decisions that come next. During this webinar, we will walk through seven questions worth considering before and during retirement:
- Can I afford to retire? – Turning savings into a realistic retirement paycheck and estimating what your resources may need to support.
- When should I take Social Security? – Understanding the tradeoffs between claiming earlier, at full retirement age or later, including what may happen if you are still working.
- How should I withdraw my money? – Looking at how taxable accounts, IRAs and 401(k)s, Roth accounts and other resources may work together.
- Could Roth conversions make sense before RMDs? – Understanding the potential planning window between retirement and required minimum distributions.
- How can retirement income affect Medicare premiums? – Learning the basics of Medicare IRMAA and why income decisions can matter.
- How much investment risk should I take? – Considering the impact of a major market decline just before or shortly after retirement.
- Are my estate and beneficiary decisions up to date? – Reviewing beneficiary designations and key documents such as wills, trusts and powers of attorney.
We will also touch on the taxation of Social Security and why income from different sources can interact in ways that are easy to overlook.
Education Before Advice
AMFG believes retirement planning should begin with understanding.
Plain-English Explanations
Important retirement topics are presented clearly, without unnecessary financial terminology or overly technical explanations.
Practical Information
The focus is on helping you understand the questions and decisions ahead rather than promoting a particular product or one-size-fits-all strategy.
Personal Perspective
Retirement planning is about your life, family, goals and circumstances, not simply an account balance.
Featured Speakers
AL FERONTI, CLU
Founder & President, A&M Financial Group
Al Feronti is the founder and president of A&M Financial Group and has spent more than three decades in financial services. He holds the Chartered Life Underwriter (CLU) designation from The American College and a bachelor’s degree in business from Canisius University. Al has built his career around helping individuals, families and businesses better understand financial decisions and plan with greater clarity. He also serves as Managing Member and Chief Compliance Officer of AMFG Wealth Management LLC.
- Founder & President, A&M Financial Group
- Managing Member & Chief Compliance Officer, AMFG Wealth Management LLC
- Chartered Life Underwriter (CLU)
- More than three decades in financial services
BILL DEMARCO
Investment Advisor Representative, A&M Financial Group
Bill DeMarco is an Investment Advisor Representative with A&M Financial Group who specializes in retirement planning, investment strategies and tax management for individuals and small- to mid-sized businesses. Drawing on an extensive background in business management, Bill helps clients think through the transition from accumulating retirement savings to creating income from those assets while considering the tax impact of their decisions. His approach is grounded in practical planning, clear communication and a commitment to helping clients make informed financial decisions.
- Investment Advisor Representative, A&M Financial Group
- Retirement planning, investment strategies and tax management
- Background in business management
- Focus on retirement income and distribution planning
Frequently Asked Questions
Who is this webinar for?
This session is designed for individuals and couples who are approaching retirement, preparing to retire or have recently retired and want a clearer understanding of the decisions ahead.
Do I need financial experience to attend?
No. The session is designed to explain retirement planning topics in plain English so you can better understand the questions worth asking.
Is this a sales presentation?
The webinar is educational. Its purpose is to help attendees better understand common retirement planning questions and considerations without product pressure.
Will there be time for questions?
Yes. The presentation is planned for approximately 35 minutes, followed by about 10 minutes of Q&A.
How will I receive the webinar link?
After registering, you will receive a confirmation email with webinar access information and event reminders.
You Don’t Have to Know All the Answers.
You just need to know which questions to ask before the big decisions arrive.
Reserve your seat for this practical educational webinar and get a clearer framework for the retirement decisions ahead.
Attendees will also have the option to request a complimentary Retirement Readiness Review covering Social Security, retirement income, taxes, investments and beneficiary considerations.
This webinar is provided for educational and informational purposes only and is not intended as individualized investment, tax or legal advice. Information presented may not apply to every person or circumstance. Attendees should consult with appropriately qualified professionals regarding their individual needs.
